Union: Housing & Real Estate
Housing in Union centers on a median value of $169,200 (estimated market value runs 16% higher at $196,183), with median rent $1,118 (1.1× higher than Montgomery County median $1,026; 1.1× higher than Ohio median $1,034). Homeownership rate: 81.2%. That's 1.1× below the Montgomery County median ($180,900); 1.3× below the Ohio median ($214,800). Market is warm. Vacancy rate 5.7%. New construction makes up 4.9% of stock. A municipal building code is in effect.
- 2.3× annual income — home value vs. household income (vs Ohio 2.9×).
- 12.6 years to break even renting at the median (vs Ohio 16y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 12% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $169,200 — 0.9× the Ohio median ($194,500). Median rent $1,118/month. homeownership rate 81.2% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.3× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 18.1% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 5.4% |
| Affordability · Poverty Rate | 12.6% |
| Affordability · Property Tax Pct Income | 5.0% |
| Fair Market Rent · Studio rent | $928 (at Ohio median) |
| Fair Market Rent · One-bedroom rent | $1,009 (vs Ohio $1,051) |
| Fair Market Rent · Two-bedroom rent | $1,273 (at Ohio median) |
| Fair Market Rent · Three-bedroom rent | $1,651 (at Ohio median) |
| Fair Market Rent · Four-bedroom rent | $1,817 (vs Ohio $1,760) |
| Fair Market Rent · HUD FMR area | Dayton-Kettering-Beavercreek, OH MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $196,183 |
| Median Home Value | $169,200 (vs Ohio $194,500) |
| Median Rent | $1,118 (vs Ohio $1,003) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 5.7% |
| Housing Market · New construction (% of stock) | 4.9% |
| Housing Market · Price Appreciation 2Yr | 21.9% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Ohio median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Ohio median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Ohio median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 87.8% (vs Ohio 49.8%) |
| Broadband · Broadband-capable premises | 3,160 |
| Electricity · Electricity rate (¢/kWh) | 15.99¢/kWh |
| Electricity · Customers | 5142108 |
| Electricity · Revenue Millions | $8,340 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Ohio median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Ohio median) |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 81.2% (vs Ohio 60.0%) |
|---|---|
| Median Year Built | 1979 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12