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Union: Economy & Jobs

$73,353 is the median household income in Union (1.1× higher than Montgomery County median $66,139; about the same as Ohio median $71,389), with homes at a median value of $169,200. The surrounding county supports 41,603 jobs (avg $55,221).

Income & Affordability

Median household income $73,353 — above the Ohio median ($66,082). Poverty rate 12.6% (U.S. average ~12.5%). 5% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income2.3×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income18.1%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened5.4%
Affordability · Poverty Rate12.6%
Affordability · Property Tax Pct Income5.0%
Irs Income · IRS tax returns filed$53,620
Irs Income · Total Adjusted Gross Income (thousands)$4,143,420
Irs Income · Average AGI per return$77,274 (vs Ohio $78,408)
Irs Income · Year2022
Income Estimate$78,440
Median Household Income$73,353 (vs Ohio $66,082)
Poverty Rate12.6%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$73,353

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.9% — below the U.S. average of ~4%. 9% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min25.00
Commuter Profile · Work From Home Pct8.8%
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)41,603
Employment · Total annual wages (county)$2,297,373,226
Employment · Average annual pay$55,221
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment5,469,160
Unemployment Rate1.9% (vs Ohio 3.4%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms344
Agriculture · Land In Farms Acres151,530
Agriculture · Avg Farm Size Acres440.50
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Soybeans, Animal Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,179
Business Patterns · Total Employees37,844
Business Patterns · Annual Payroll Thousands1,795,017
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores8
Local Businesses · Convenience Stores6
Local Businesses · Liquor Stores14
Local Businesses · Gas Stations38
Local Businesses · General Merchandise23
Local Businesses · Pet Stores3
Local Businesses · Bookstores3
Local Businesses · Electronics Stores5

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants55
Dining Scene · Fast Food96
Dining Scene · Bars9
Dining Scene · Coffee Snacks22

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Minster Bank
TROY BANKING CENTER BRANCH · 1280 Experiment Farm Rd · 45373
Greenville Federal
TIPP CITY BANKING CENTER BRANCH · 500 W Main St · 45371
PNC Bank, National Association
TROY BRANCH · 10 S Dorset Rd · 45373
The Park National Bank
2202 1603 COVINGTON AVE BRANCH · 1603 Covington Ave · 45356
Fifth Third Bank, National Association
PIQUA HIGH STREET BANKING CENTER · 1701 W High St · 45356
JPMorgan Chase Bank, National Association
TIPP CITY BRANCH · 1281 W Main St · 45371
U.S. Bank National Association
TROY BRANCH · 910 W Main St · 45373
The Covington Savings and Loan Association
The Covington Savings and Loan Association · 117 N High St · 45318
First Financial Bank
TROY MAIN · 635 S Market St · 45373
Union Savings Bank
WESTON RD BRANCH · 14 S Weston Rd · 45373

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

CVS 7767
Other · 124 S Main St
Covered Wagon Farm Market
Other · 607 N Main St
Singh Union Inc
Convenience Store · 110 S Main St
Nearest Snap · NameCVS 7767
Nearest Snap · Total In Area3

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINDIAN AMERICAN CHAMBER OF COMMERCE OF GREATER CINCINNATI & N KY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$765,209,715
Federal Spending · Per Capita7,034.86 (vs Ohio $6,792)
Federal Spending · Population108,774 people (vs Ohio 29,269)

Sources: USAspending API

Other

Pct Drove Alone86.8%
Pct Walked8.8%
Retirement Score · Median age36.8 years (vs Ohio 38.1y)
Retirement Score · Ss Household Pct35.0%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12