Bradford: Housing & Real Estate
Bradford's median home value is $136,100 (estimated market value runs 21% higher at $164,169), with median rent $868 (1.1× below Miami County median $966; 1.2× below Ohio median $1,034). Homeownership rate: 72.1%. That's 1.7× below the Miami County median ($229,100); 1.6× below the Ohio median ($214,800). Market is warm. Vacancy rate 3.5%. New construction makes up 0.5% of stock. A municipal building code is in effect.
- 2.1× annual income — home value vs. household income (vs Ohio 2.9×).
- 13.1 years to break even renting at the median (vs Ohio 16y).
- 4-BR rent is 1.6× a studio — rent gradient by unit size.
- Median rent 10% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $136,100 — 0.7× the Ohio median ($194,500). Median rent $868/month. homeownership rate 72.1% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.1× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 16.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 40.6% |
| Affordability · Poverty Rate | 14.7% |
| Affordability · Property Tax Pct Income | 2.2% |
| Fair Market Rent · Studio rent | $801 (vs Ohio $933) |
| Fair Market Rent · One-bedroom rent | $806 (vs Ohio $1,051) |
| Fair Market Rent · Two-bedroom rent | $973 (vs Ohio $1,279) |
| Fair Market Rent · Three-bedroom rent | $1,290 (vs Ohio $1,646) |
| Fair Market Rent · Four-bedroom rent | $1,295 (vs Ohio $1,760) |
| Fair Market Rent · HUD FMR area | Darke County, OH |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $164,169 |
| Median Home Value | $136,100 (vs Ohio $194,500) |
| Median Rent | $868 (vs Ohio $1,003) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 3.5% |
| Housing Market · New construction (% of stock) | 0.5% |
| Housing Market · Price Appreciation 2Yr | 8.4% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Ohio median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Ohio median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Ohio median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 70.9% (vs Ohio 49.8%) |
| Broadband · Broadband-capable premises | 866 |
| Electricity · Electricity rate (¢/kWh) | 15.99¢/kWh |
| Electricity · Customers | 5142108 |
| Electricity · Revenue Millions | $8,340 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Ohio median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Ohio median) |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 72.1% (vs Ohio 60.0%) |
|---|---|
| Median Year Built | 1938 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12