St. Henry: Housing & Real Estate
St. Henry's median home value is $287,000 (estimated market value runs 12% higher at $322,298), with median rent $875 (1.2× higher than Mercer County median $749; 1.1× below Ohio median $943). Homeownership rate: 87.0%. That's 1.5× higher than the Mercer County median ($192,800); 1.5× higher than the Ohio median ($190,721). Market is warm. Vacancy rate 5.1%. New construction makes up 15.0% of stock. A municipal building code is in effect.
- 2.5× annual income — home value vs. household income (vs Ohio 2.6×).
- 27.3 years to break even renting at the median (vs Ohio 17y).
- 4-BR rent is 1.7× a studio — rent gradient by unit size.
- Median rent 11% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $287,000 — 1.5× the Ohio median ($190,720). Median rent $875/month. homeownership rate 87.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.5× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 7.7% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 8.8% |
| Affordability · Poverty Rate | 2.8% |
| Affordability · Property Tax Pct Income | 2.8% |
| Fair Market Rent · Studio rent | $747 |
| Fair Market Rent · One-bedroom rent | $788 |
| Fair Market Rent · Two-bedroom rent | $987 |
| Fair Market Rent · Three-bedroom rent | $1,287 |
| Fair Market Rent · Four-bedroom rent | $1,307 |
| Fair Market Rent · HUD FMR area | Mercer County, OH |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $322,298 |
| Median Home Value | $287,000 (vs Ohio $190,721) |
| Median Rent | $875 (vs Ohio $943) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 5.1% |
| Housing Market · New construction (% of stock) | 15.0% |
| Housing Market · Price Appreciation 2Yr | 5.1% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 1,187 |
| Electricity · Electricity rate (¢/kWh) | 15.99¢/kWh |
| Electricity · Customers | 5,142,108 |
| Electricity · Revenue Millions | $8,340 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 87.0% |
|---|---|
| Median Year Built | 1983 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12