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Westerville: Economy & Jobs

$109,404 is the median household income in Westerville (1.5× higher than Franklin County median $75,176; 1.5× higher than Ohio median $71,389), with homes at a median value of $374,500. The surrounding county supports 98,182 jobs (avg $72,243).

Income & Affordability

Median household income $109,404 — above the Ohio median ($66,082). Poverty rate 5.6% (U.S. average ~12.5%). 38% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.4×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income15.5%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened37.8%
Affordability · Poverty Rate5.6%
Affordability · Property Tax Pct Income6.1%
Irs Income · IRS tax returns filed$110,170
Irs Income · Total Adjusted Gross Income (thousands)$14,996,112
Irs Income · Average AGI per return$136,118 (vs Ohio $78,408)
Irs Income · Year2022
Income Estimate$121,989
Median Household Income$109,404 (vs Ohio $66,082)
Poverty Rate5.6%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcewhite_collar
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelaffluent
Economic Character · Median Income$109,404

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.4% — below the U.S. average of ~4%. 27% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min19.40
Commuter Profile · Work From Home Pct27.0%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)98,182
Employment · Total annual wages (county)$7,093,019,391
Employment · Average annual pay$72,243
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment5,469,160
Unemployment Rate1.4% (vs Ohio 3.4%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms250
Agriculture · Land In Farms Acres3,204
Agriculture · Avg Farm Size Acres12.80
Agriculture · Top CommoditiesCrop Totals, Grain, Soybeans, Corn, Horticulture Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)5,267
Business Patterns · Total Employees92,828
Business Patterns · Annual Payroll Thousands5,892,233
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores20
Local Businesses · Convenience Stores14
Local Businesses · Liquor Stores9
Local Businesses · Gas Stations41
Local Businesses · Department Stores4
Local Businesses · General Merchandise12
Local Businesses · Clothing Stores40
Local Businesses · Pet Stores11

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants173
Dining Scene · Fast Food212
Dining Scene · Bars18
Dining Scene · Coffee Snacks59

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

Union Savings Bank
WESTERVILLE BRANCH · 44 S State St · 43081
KeyBank National Association
POLARIS KEYCENTER BRANCH · 520 Polaris Pkwy · 43082
Fifth Third Bank, National Association
WESTERVILLE NORTH BRANCH · 7425 State Route 3 · 43082
Fifth Third Bank, National Association
WESTERVILLE BRANCH · 132 W Schrock Rd · 43081
JPMorgan Chase Bank, National Association
MAXTOWN BRANCH · 875 N State St · 43082
PNC Bank, National Association
MAXTOWN CROSSING BRANCH · 120 Maxtown Xing · 43082
The Huntington National Bank
NORTH STATE STREET BRANCH · 790 N State St · 43082
First Commonwealth Bank
HIGHLAND LAKES BRANCH · 6156 Highland Lakes Ave · 43082
U.S. Bank National Association
WESTERVILLE BRANCH · 833 S State St · 43081
U.S. Bank National Association
WESTERVILLE MEIJER · 100 Polaris Pkwy · 43082
KeyBank National Association
WESTERVILLE CENTRAL BRANCH · 51 W Schrock Rd · 43081
The Huntington National Bank
WESTERVILLE BRANCH · 630 S State St · 43081
United Midwest Savings Bank, National Association
780 S. STATE STREET BRANCH · 780 S State St · 43081
Bank of America, National Association
STATE & SHROCK BRANCH · 127 Westerville Plz · 43081
CNB Bank
WESTERVILLE BRANCH OFFICE · 635 South State Street · 43081
German American Bank
WESTERVILLE BRANCH · 450 S State St · 43081
JPMorgan Chase Bank, National Association
WESTERVILLE SOUTH BRANCH · 77 Huber Village Blvd · 43081
The Huntington National Bank
SUNBURY PLAZA OFFICE · 6257 S Sunbury Rd · 43081
PNC Bank, National Association
WESTERVILLE BRANCH · 72 E Schrock Rd · 43081
The Farmers National Bank of Canfield
WESTERVILLE BRANCH · 450 Altair Pkwy · 43082

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

GIANT EAGLE 6507
Super Store · 650 N State St
KROGER 965
Super Store · 5991 S Sunbury Rd
United Dairy Farmers 660
Other · 7085 SR 3
KROGER 920
Super Store · 55 W Schrock Rd
MARC'S 60
Supermarket · 111 Huber Village Blvd
Nearest Snap · NameGIANT EAGLE 6507
Nearest Snap · Total In Area42

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameWESTERVILLE AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$1,109,558,302
Federal Spending · Per Capita5,181.85 (vs Ohio $6,792)
Federal Spending · Population214,124 people (vs Ohio 29,269)

Sources: USAspending API

Other

Job Training · Total count3
Pct Drove Alone65.8%
Pct Public Transit2.4%
Pct Walked27.0%
Retirement Score · Median age40.7 years (vs Ohio 38.1y)
Retirement Score · Ss Household Pct33.3%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12