St. Marys: Housing & Real Estate
Housing in St. Marys centers on a median value of $148,500 (estimated market value runs 18% higher at $174,581), with median rent $848 (about the same as Auglaize County median $815; 1.1× below Ohio median $943). Homeownership rate: 79.0%. That's 1.1× below the Auglaize County median ($168,200); 1.3× below the Ohio median ($190,721). Market is warm. Vacancy rate 8.0%. New construction makes up 4.5% of stock. A municipal building code is in effect.
- 1.9× annual income — home value vs. household income (vs Ohio 2.6×).
- 14.6 years to break even renting at the median (vs Ohio 17y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 15% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $148,500 — 0.8× the Ohio median ($190,720). Median rent $848/month. homeownership rate 79.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 1.9× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 12.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 22.1% |
| Affordability · Poverty Rate | 6.6% |
| Affordability · Property Tax Pct Income | 1.9% |
| Fair Market Rent · Studio rent | $757 |
| Fair Market Rent · One-bedroom rent | $762 |
| Fair Market Rent · Two-bedroom rent | $1,000 |
| Fair Market Rent · Three-bedroom rent | $1,391 |
| Fair Market Rent · Four-bedroom rent | $1,668 |
| Fair Market Rent · HUD FMR area | Auglaize County, OH |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $174,581 |
| Median Home Value | $148,500 (vs Ohio $190,721) |
| Median Rent | $848 (vs Ohio $943) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 8.0% |
| Housing Market · New construction (% of stock) | 4.5% |
| Housing Market · Price Appreciation 2Yr | 7.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 98.4% |
| Broadband · Broadband-capable premises | 4,311 |
| Electricity · Electricity rate (¢/kWh) | 15.99¢/kWh |
| Electricity · Customers | 5,142,108 |
| Electricity · Revenue Millions | $8,340 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 3 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · L2 Ports | 1 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 79.0% |
|---|---|
| Median Year Built | 1952 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12